Services

Savings / Loan Facility

At Ceridian, we are committed to empowering our valued customers with a range of financial solutions that cater to your aspirations and needs.

Our Savings / Loan Facility is designed to provide you with a secure and flexible way to achieve your financial goals, whether it's building a safety net for your future or funding important life projects. With an emphasis on transparency, accessibility, and competitive returns, our Savings / Loan Facility is a versatile tool that combines savings and loan opportunities to enhance your financial journey.

Unlock Financial Stability with Fixed Deposit

Experience financial stability and growth like never before with our Fixed Deposit offer. Secure your hard-earned money while enjoying attractive interest rates that ensure your funds grow steadily. With a fixed tenure, you'll have peace of mind knowing that your investment is working for you.

Our Fixed Deposit offer caters to your financial goals, whether it's saving for a future milestone or seeking consistent returns. With a simple application process and flexible investment amounts, you can start your journey towards financial empowerment today. Choose reliability, security, and growth with our Fixed Deposit offer. Your financial aspirations, our priority.

Ajo Deposit: Empower Your Daily Savings

Introducing our Ajo Deposit offer, a revolutionary way to empower your daily savings. Seamlessly contribute a little every day and enjoy the freedom to withdraw whenever you need it. This innovative approach to saving ensures that your financial needs are met with ease.

With Ajo Deposit, you have control over your contributions and withdrawals, making it the perfect solution for both short-term goals and unexpected expenses. Say goodbye to rigid savings plans and hello to flexibility. Our Ajo Deposit offer adapts to your life, offering convenience and accessibility. Experience the joy of saving while having the assurance that your funds are readily available. Start your journey towards financial empowerment with our Ajo Deposit offer today. Your daily contributions, your financial freedom.

Elevate Your Financial Decisions with Financial Advisory Services (FAS)

At Ceridian, we believe in empowering our members with the knowledge and insights they need to make informed financial decisions. Our Financial Advisory Services (FAS) offer a valuable resource for understanding viable investment opportunities and staying updated on the dynamic landscape of financial assets.

Through our informative newsletter, we provide expert guidance on various investment outlets, helping you navigate the complexities of the financial world. Our aim is to equip you with the tools to optimize your investments, ensuring your financial goals are well within reach. Stay informed about the latest developments in the money and capital markets through our comprehensive updates. We understand that the financial landscape is ever-evolving, and with FAS, you'll have access to timely information that can impact your financial choices. Choose Ceridian's Financial Advisory Services to elevate your financial decisions. Let us be your trusted partner in achieving financial success through well-informed choices. Your financial journey deserves expert guidance, and FAS is here to provide exactly that.

Empowering Entrepreneurship with Business Start-up Capital Scheme (SME)

Ceridian introduces the Business Start-up Capital Scheme, a dynamic product designed to fuel the aspirations of future entrepreneurs. If you're envisioning a business venture, this scheme offers a substantial lump sum capital injection to turn your dreams into reality.

We understand that starting a business requires more than just funding; it demands the right resources and tools. With our Business Start-up Capital Scheme, you not only receive the financial boost you need, but you also gain access to essential business tools and resources. Our comprehensive business plan kits provide you with the framework to strategize, plan, and execute your business idea effectively. Aspiring entrepreneurs deserve more than just capital – they deserve comprehensive support. Ceridian's scheme is more than just a financial offering; it's a comprehensive solution to kick-starting your business journey. Whether you're in the ideation phase or ready to launch, our Business Start-up Capital Scheme is your stepping stone towards entrepreneurial success. Embrace the opportunity to build your business from the ground up, armed with the financial backing and tools you need. Ceridian is committed to nurturing entrepreneurship, and our Business Start-up Capital Scheme is the perfect launchpad for your business aspirations.

Achieve Your Goals with Target Savings

Ceridian presents Target Saving, a unique financial solution tailored to help you accomplish specific objectives. Whether it's saving for a pilgrimage, preparing for a festive occasion, or any other purpose you have in mind, this product is designed to empower you on your journey.

With Target Saving, you can set a clear goal and contribute towards it regularly. The beauty of this product lies in its flexibility. Once your intended purpose is fulfilled, the contributions can cease, or you can choose to renew and continue saving for another milestone. Imagine having the means to make your dreams a reality, be it a religious pilgrimage, a special celebration, or any personal aspiration. Ceridian's Target Saving product provides you with the financial structure and discipline to achieve these goals without the stress of last-minute arrangements or unexpected expenses. Our commitment is to empower you to make your aspirations come true. By offering Target Saving, we offer you the chance to plan for the future with confidence, knowing that your financial goals are well within reach. Let us help you create a savings plan that aligns with your ambitions and brings your dreams to life.

Empowering Business Growth with LPO Financing

Ceridian introduces LPO Financing, a powerful solution designed to fuel the growth of your business. When you secure a valuable Local Purchase Order (LPO) but lack the necessary funds to fulfill it, our LPO Financing product steps in to bridge the financial gap.

In the world of business, opportunities don't wait for financial constraints to be resolved. That's where we come in – offering you swift access to the funds you need to meet your contractual obligations and seize growth prospects. LPO Financing is tailored to support your business expansion by providing the necessary working capital precisely when you need it. We understand that delayed projects or unmet LPOs can hinder progress and reputation. With our financing, you can confidently accept LPOs, knowing that the financial backing you require is readily available. Our commitment is to empower businesses by removing financial barriers that hinder progress. Through LPO Financing, we enable you to capitalize on opportunities, complete projects on time, and foster strong relationships with your clients. Experience the ease of executing your LPOs without the worry of insufficient funds. Ceridian's LPO Financing is your trusted partner in business growth, ensuring that you have the means to fulfill your commitments and take your enterprise to new heights.

Unlocking Prosperity through Financial Investment

Welcome to a world of financial growth and opportunity – Ceridian's Financial Investment product is your gateway to allowing your money to work diligently for you. Tailored for savvy investors who seek to maximize their earnings, this offering is designed to create a secure path towards financial prosperity.

With Financial Investment, your hard-earned funds are strategically allocated towards enhancing our diverse range of high-yield products. As these products generate substantial returns, your investment becomes a driving force behind their success. You can trust that your money is being put to work in ventures that have a proven track record of delivering attractive earnings. The process is simple yet effective. As a stakeholder, you'll earn according to the terms and conditions agreed upon. Your interests and total earnings are meticulously calculated and can be received either by cheque or seamlessly transferred to your designated account. This ensures that you have easy access to the fruits of your investment without any hassle. Ceridian's Financial Investment is built on a foundation of transparency, trust, and a commitment to your financial well-being. As you embark on this investment journey, rest assured that your financial aspirations are our top priority. Let your money embark on a journey of growth and prosperity through our trusted Financial Investment platform.

Empowering Your Dreams through Asset Financing

At Ceridian, we understand that the path to realizing your dreams shouldn't be hindered by financial constraints. Introducing our innovative Asset Financing solution – a dynamic way to get the assets you desire without delay, and transform them into opportunities for prosperity.

Gone are the days of waiting until you've saved the full value of your desired asset. With Ceridian's Asset Financing (CAF), you can embrace the "Buy Now Pay Later" philosophy. This unique concept empowers you to acquire your desired asset immediately, with flexible terms and conditions that suit your financial capabilities. Imagine driving that dream car, setting up your business, or acquiring vital equipment for personal or professional growth, without the burden of an upfront cost. Ceridian's CAF opens doors for you to access assets that align with your aspirations. As you reap the benefits of your chosen asset, you also have the chance to turn it into a lucrative venture that generates income. Our commitment to your financial well-being is the driving force behind CAF. We believe that your dreams should become a reality today, not someday. Let Ceridian empower you to make the most of life's opportunities, harnessing the potential of assets to pave the way for a brighter and more prosperous future.

Empowering Financial Security with Payday Management Services (PMS)

Ceridian is committed to ensuring your financial well-being every step of the way. Introducing our Payday Management Services (PMS), a tailored solution exclusively designed for employees of esteemed blue chip companies. PMS is your safety net, providing swift access to funds when unexpected financial challenges arise before the end of the month.

Life is full of surprises, and sometimes emergencies demand immediate attention. PMS stands as a reliable bridge, enabling you to address unforeseen financial needs without delay. As a trusted partner, Ceridian understands the importance of having the means to overcome emergencies, and PMS is here to make that possible. With PMS, you can manage unforeseen medical bills, urgent repairs, or other unexpected expenses seamlessly. We recognize that waiting until the end of the month might not always be practical, and that's where PMS comes to your aid. Our mission is to ensure your peace of mind, knowing that you have a dedicated resource to turn to during critical moments. Your commitment and hard work deserve financial security and timely assistance. PMS offers you the chance to navigate through unforeseen challenges with confidence, allowing you to focus on what truly matters. Let Ceridian's Payday Management Services be your partner in maintaining financial stability and addressing life's emergencies head-on.

Investing in Bright Futures with Ceridian Education Plan (CEP)

At Ceridian, we understand the importance of education in shaping the future of your children or wards. Introducing the Ceridian Education Plan (CEP), a specially crafted scheme that empowers you to save systematically towards the educational aspirations of your loved ones.

The Ceridian Education Plan is your dedicated partner in securing a brighter future for the next generation. We recognize that quality education requires careful planning and financial preparation. With CEP, you can take decisive steps today to ensure that your children or wards have access to the best education opportunities tomorrow. CEP offers you a structured approach to accumulating funds for educational purposes. Whether it's college tuition, university fees, or vocational training, our goal is to make educational dreams attainable. By contributing regularly to CEP, you're building a secure foundation that will enable your loved ones to pursue their academic ambitions without financial constraints. Investing in education is investing in the future, and Ceridian Education Plan is your compass for a successful journey. By entrusting us with your educational savings, you are securing a path that leads to knowledge, growth, and opportunities for your children or wards. Let CEP be your partner in crafting a better tomorrow through the power of education.

Unlocking Convenience with Ceridian Office and Household Leasing

Introducing Ceridian's Office and Household Leasing program, a groundbreaking solution that brings ease and efficiency to acquiring essential equipment and household items. We understand the importance of having access to the tools and furnishings you need without the burden of immediate upfront costs. That's why we've created this tailored offering to meet your office and household needs.

Our Office and Household Leasing program simplifies the process of obtaining essential items, whether it's for your workspace or your home. From office furniture and electronics to household appliances and furnishings, we've got you covered. Say goodbye to the hassle of large upfront payments and the challenges of sourcing and purchasing individual items. With Ceridian's leasing program, you can enjoy the benefits of using high-quality equipment and items without the full financial commitment. Our flexible terms and reasonable rates ensure that you can access what you need without straining your budget. Whether you're setting up a new office or enhancing your home, our leasing options provide a convenient and cost-effective solution. At Ceridian, we believe that access to the right tools should be effortless. Our Office and Household Leasing program is designed to provide you with convenience, flexibility, and peace of mind. Experience the freedom to acquire the items you need to make your workspace productive or your home comfortable, all while managing your finances responsibly. Choose Ceridian's Office and Household Leasing for a hassle-free way to equip your surroundings with the essentials you deserve.

Elevate Your Well-Being with Ceridian Health Insurance Scheme

Introducing Ceridian's Health Insurance Scheme, a comprehensive and thoughtful solution designed to prioritize your health and the well-being of your loved ones. We understand the importance of accessible healthcare, and our Health Insurance Scheme ensures that you and your family have peace of mind when it comes to medical needs.

Our Health Insurance Scheme is tailor-made for savers who recognize the value of proactive health management. With this plan, you gain access to top-tier healthcare services for an entire year. The coverage extends not only to you but also to your family, making sure that everyone's health is safeguarded. Through a strategic partnership with Health Maintenance Organizations (HMOs), Ceridian ensures that you have a dedicated service provider for your healthcare needs. Our network of reputable hospitals and medical facilities is strategically located, offering you the convenience of accessing quality healthcare services when and where you need them. With Ceridian's Health Insurance Scheme, you can experience a year of comprehensive healthcare coverage without the burden of unexpected medical expenses. Prioritize your health and the well-being of your family by enrolling in our scheme, and gain the reassurance that your medical needs are taken care of. Choose Ceridian's Health Insurance Scheme for a year of proactive health management, allowing you to focus on what truly matters—your well-being and that of your loved ones. Join us in elevating your health and embracing a worry-free approach to healthcare coverage.

Unlock Your Dream Home with Ceridian's REITS and Mortgage Scheme

At Ceridian, we believe that the dream of owning your own home should be within reach for everyone. That's why we're excited to introduce our Real Estate Investment Trust Scheme (REITS) and Mortgage, a powerful solution designed to help you turn your dream of property ownership into a reality.

Our REITS and Mortgage Scheme is carefully crafted for individuals who aspire to own their personal building or landed property. We understand that purchasing land or a home can be a significant financial endeavor, and our scheme aims to make this journey smoother and more achievable. With Ceridian's REITS and Mortgage, you have the opportunity to save towards the purchase of land in a specific area of your choice, or in locations that have been thoughtfully selected by Ceridian experts. This means you have the flexibility to choose where you want to establish your roots and build a future for yourself and your loved ones. We offer a comprehensive approach to real estate investment, providing you with the tools and support you need to make informed decisions about your property investment. Our team is dedicated to guiding you through the process, from setting savings goals to choosing the right property for your needs. Whether you're looking to own a home or invest in real estate, Ceridian's REITS and Mortgage Scheme is here to help you make your property ownership dreams a reality. Join us on this journey and take the first step towards unlocking the doors to your dream home.

Empower Your Savings Journey with Ceridian's Kolo Contribution

Introducing Ceridian's Kolo Contribution, a unique and innovative savings solution inspired by the concept of the piggy bank. This dynamic offering is designed to inspire children, artisans, and traders to cultivate a habit of saving, regardless of their income frequency.

Kolo Contribution is more than just a savings method – it's a philosophy that encourages financial empowerment and discipline. For children, Kolo serves as an early lesson in financial responsibility, teaching them the importance of setting aside a portion of their gifts or allowances for future needs. It's a stepping stone towards building a secure financial future from an early age. For artisans and traders, whose income may not follow a regular schedule, Kolo Contribution provides a flexible and convenient way to accumulate savings. It recognizes the challenges of managing sporadic income and empowers individuals to save modestly and consistently. This disciplined approach ensures that funds are available when needed for personal expenses or business growth. At Ceridian, we believe that every individual's financial journey is unique, and that's why we've crafted Kolo Contribution to cater to the diverse needs of our members. With our support, you can create a brighter financial future, one coin at a time. Join us on this savings adventure and embrace the power of Kolo Contribution to transform your financial landscape.

Required documents Secured savings Secured loan
Non-expired Government issued photo ID
Age: 18-80 years old
Bank statement
Two(2) Guarantor
Proof of residential address