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Loan Eligibility Criteria

  • You must be a salary earner
  • Age: 18-80 years old
  • Net Monthly Income must be more than ₦5,000.
  • No defaults in the last 24 months.
  • You must be residing in Nigeria.

What does a personal loan cover?

Documents Required after Digital Approval

  • Current office id card
  • National id card
  • Two(2) Guarantor
  • Proof of residential address
  • KYC processes

A home loan or car loan will allow you to use the money to purchase a home or car respectively. The good news is that when you apply for personal loan, it need not be restricted to a specific use. Once the loan is disbursed, you can use it for any purpose as per your particular need.

What’s more! CERIDIAN offers fresher funding loan to help you avail of a personal loan on your very first salary. With its pre-approved personal loan, the entire processing is completed in just a few minutes.

Types of Personal loan

Wedding Loan

Financially unite, love's foundation strengthened, wedding dreams flourish with a loan's aid.

Apply Now Learn More

Holiday Loan

Holiday loan: Financial freedom to make your dream vacation a reality.

Apply Now Learn More

Home Renovation

A financial lifeline for transforming houses into dream homes, making renovation dreams a reality.

Apply Now Learn More

Top Up Loan

Top-up loans provide borrowers with additional funds on top of their existing loan amount, offering flexibility and convenience for various financial needs.

Apply Now Learn More

Fresher Funding

Empowering aspiring talents with financial support for a promising start.

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Getting a Loan Looking for More?

Check Your Rate

Select your loan amount, answer a few questions and get your lowest eligible rates instantly.

Choose Your Loan

Choose the offer with the terms that work best
for you.

Get Your Funds

Your money goes straight to your bank account via direct
transfer.

Apply in three easy steps Fast & Easy Application Process.

Step 1

Apply online in minutes or visit one of our branch locations in Nigeria

Apply Now

Step 2

Submit your documents.

Apply Now

Step 3

Get approved. Get your money as soon as today

Apply Now

Words From Customer Testimonial

Get up to ₦10,000,000 @ Ceridian loan application

How much do you need? (₦5000 - ₦10000000 )
For how long? ( 3 Month - 2 years )
Loan Type

Your Results

77% Principal
₦2000
23% Interest
₦592
Apply for Loan

Frequently ask question

Q: What is Ceridiangroup and what services do you provide?

A: Ceridiangroup is a reputable company in Lagos, Nigeria, offering both online and offline loan services to customers. We provide access to quick and convenient loans with competitive interest rates.

A: Applying for a loan with Ceridiangroup is simple. You can visit our website and follow the easy application process, or visit one of our physical branches to apply in person.

A: To qualify for a loan, you need to meet certain requirements such as being a Nigerian citizen or resident, having a regular source of income, and meeting our credit assessment criteria.

A: Ceridiangroup offers a variety of loan products, including personal loans, business loans, emergency loans, and more. Our loans are designed to meet different financial needs.

A: Our goal is to provide fast decisions on loan applications. You can expect to receive a decision within a short period of time after submitting your application.

A: Yes, Ceridiangroup encourages responsible borrowing. You can repay your loan early without any additional fees or penalties. Early repayment may even help you save on interest.

A: Our interest rates vary based on the type of loan and other factors. We offer competitive rates that are designed to be fair and affordable for our customers.

A: Once your loan is approved, the funds will be disbursed to your bank account. We ensure a secure and swift transfer process to get the funds to you quickly.

A: Ceridiangroup is committed to transparency. We do not have hidden fees. All applicable fees and charges will be clearly communicated to you before you accept the loan offer.

A: Our customer support team is available to assist you. You can contact us through our website, phone, email, or visit one of our branches for in-person assistance.

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