Member deposit in installment every month to get accumulative return on maturity.
Cmart is an online super-mart/retailer of household appliances and consumer goods.
Credit / Debit Cards
With us, any transactions is possible on our system with your cards at any giving time .
Our Mission Statement is to be counted on providing high quality services in an efficient and ease manner.
About Ceridian Group
Ceridian group is a complete banking automation solution with core banking concept as Microfinance Institution, Multistate Cooperative, Rural & Community Banks, Private Finance Company & Small Sizes Banks. We have been successfully customized to requirements of our customers from various states in Nigeria and beyond
Our solution are automates in front office, back-office, accessible at anytime. We facilitate as well as consolidated reporting at the Head Office!
How It Works
Our solution is browser based Application which runs on various browser like Google Chrome, Mozilla Firefox, Internet Explorer etc!
01. Online Applications
Short-Term Credit (STC)
With Ceridian group, you can get instant money for a wide range of your personal needs like renovation, rent, marriage, family holiday,child's education, medical expenses or any other emergencies. With minimum documentation, you can now access loan.
02. Get an approval
Investing in the future is expensive. Be it an education, a home, or a car, sometimes a loan is the only option to get ahold of a big-ticket item. We approve loan in a matter of seconds when the ducementation are right.
03. Loan disbursement
Requested loan amount is transfer from the bank to your account after this three process: form filling, documentation, and disbursement. Loan disbursement is immediate after the approval.
Financial Advisory Services (FAS)
Ceridian provides advisory services to our members on a regular basis via our Newsletter on the choice of viable investment outlet in financial assets. We also inform on the happening in the money and capital market.
Business Start-up Capital Scheme (SME)
This product provides a lump sum of money to the member who wishes to start his/her business in the future. Tools for starting and managing business are also available with the lump sum capital e.g. business plan kits
This product is designed to assist members in achieving a specified purpose and once the purpose is accomplished, it ceases or renew. For example, contribution for pilgrimage, contribution toward festive period, etc.
This product is designed to provide funding for member who gets an LPO to execute but there is no finance.
This is designed for investors that want to “allow their money to work for them”. This fund will be used to enhance our products that will yield interest. Whereby the stakeholder will earned according to the agreed terms and conditions. Interest/ total earnings will be paid by cheque or transfer to the investor’s account.
We strongly believe that our members need not wait till they are able to save 100% of the asset value of their choice before enjoying the asset or converting it to a profitable venture. CAF is a concept of “Buy Now Pay Later” with flexible terms and conditions.
Payday Management Services (PMS)
SMS is a salary advance product meant for only the employees of blue chip companies. It is meant to solve emergence issues that cannot wait till the end of the month.
Ceridian Education Plan (CEP)
This scheme is designed to whom desire to save towards the education of his/her children/ wards.
Office and Household Leasing
The product is designed to arrange leasing of office equipment and household items for our members.
Health Insurance Scheme Plan
This is designed for saver’s who want to gain access to health care for a period of one year, including their family. An HMO will be a service provider for the group and assign a specific hospital at a designated location.
Real Estate Investment Trust Scheme (REITS)/Mortgage
This is designed for who want to have personal building or landed property. People save towards the purchase of land at a specific area located by them or Ceridian.
Kolo is designed in line with the pig-box to encourage children to save part of their gift. It is meant for artisans and traders who did not have a specific time for income but have opportunity to make money sparsely .
“I have been a customer at Ceridian for many years. I have always been treated with respect and any question I have ever had concerning my accounts has been answered quickly and very professionally. The team always ready with a smile and helping hand. They all represent Ceridian professionally, ready to help at anytime..”
“I recently visited Ceridian Office in Ikeja and met with Mr Biola. It was such a positive interaction. He was polite, kind, informative and a pleasure to speak with him.
He was able to solve all of my issues in 5 minutes.”
“We have just finished closing our third loan with Ceridian Group. It's been so easy, and we appreciate being able to establish a relationship with them now forever. .”
“I am writing this note to dole out buckets of praises to Mr Ade at Ceridian who recently helped me lock in a very good rate and helped me through the whole closing process. He has restored my faith in small local banks 🙂 Ade was always available via phone or email every time I had a question. His professionalism was one that is beyond exceptional. Of all the closings I have done in the past two decades this was by far the best.”
Frequently Ask Questions
What is Online banking?
Online banking is the Internet banking service provided by Ceridian group, Nigeria largest and premier commercial online store with reputable banking services.
What is special about Internet banking?
Internet banking is the most convenient way to bank and get all your needs with our special wallet offer anytime, any place, at your convenience.
How do i start?
Registration is a free button click away with so much benefit in the system. After a complete registration,you automatically have access to a wallet account.
What is your opening time?
Our Service allows you to do virtually all your banking activities online with office support from 8am to 5pm on all working days.
What is the intrest rate on savings?
Member deposit in installment every month to get accumulative return on maturity. Target Savings available for a period of 4 months, 6 months, 10 months, and 12 months and beyond. with competitive returns rate
What is CAF?
CAF is a concept of “Buy Now Pay Later” with flexible terms and conditions.
Are you in need of urgent cash that can’t wait till the end of the month?
We provide cash-flow and paycheck management for Clients by providing liquidity through a delayed deposit of issued cheques against a future pay day.
Simply put, the company is in the business of advancing cash to its clients against their next pay cheques
Advisory services are provided to our members on a regular basis via our Newsletter on the choice of viable investment outlet in financial assets. We also inform on the happening in the money and capital market