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Investment

This is designed for investors that want to “allow their money to work for them”. This fund will be used to enhance our products and services. Attractive competitive interest rate for the investment.

CMS

The cooperative society services are designed for members who make contributions to their portfolios in order to achieve their aims. It can be achieved through target savings, membership loans or other services. The society and its members always have a mutual benefit from the financial transaction.

You are to fill a membership form and attach the necessary documents. After the submission a membership number will be assigned to you. Members are expected to contribute money into the fund. This amount can be paid once or contributed within a period of 30days.The waiting period for the contribution is 180 days after your first contribution. A member can benefit from the fund up to two times of his/her total contribution

PMS

Ceridian Payday Management Service is primarily a delayed deposit service company. It provides cash-flow and paycheck management for Clients by providing liquidity through a delayed deposit of issued cheques against a future pay day.

Simply put, the company is in the business of advancing cash to its clients against their next pay cheques.  Are you in need of urgent cash that can’t wait till the end of the month?

REM

Ceridian Real Estate provides real estate management and title services. The company main clients will be individuals, members or group salary earners and reliable business people looking for community that can offer significant services for their group and income levels. Since the management knows and understands this market needs, we can appeal to such clients more than most other competitors. Our other range of services includes Home Search database, title transfer, moving consulting, client information and obtaining a competitive analysis for potential sellers/buyers

C-Mart

Is an online super-mart where customer/member buys or order grocery (daily use Products), (toothpaste, bathing and washing soap, blue band butter, lipton and food spices).

As well as the sales of Gas Stove Cylinder to member in a scheme of “buy now pay later” Non member can also purchase by paying on or before delivery

Kolo Contribution is designed in line with the pig-box to encourage children to save part of their gift. It is meant for artisans and traders who did not have a specific time for income but have opportunity to make money sparsely

CEP

This scheme is designed to whom desire to save towards the education of his/her children/ wards. Education/School Fees Scheme: Is a scheme where Parent/Guardian saves for the education of their children/wards in installment for a minimum period of 3 months (A School Term). Minimum of 70% of the needed amount should be contributed while 30% of the needed amount may be gotten as a loan if the parent cannot contribute the 100% of the needed amount. Interest rate, terms and condition apply

FAS

We provide advisory services to our members on a regular basis via our Newsletter on the choice of viable investment outlet in financial market

Others

Ceridian Investments has a lot of Tailor-made products managed by a team of young talented and dynamic professionals. These include:

Trade Credit/Business Start up Capital Trade Credit / Business Start-up Capital Scheme (SME) This product provides a lump sum of money to the member who wishes to start his/her business in the future

Target Saving  This product is designed to assist members in achieving a specified purpose and once the purpose is accomplished, it ceases or renew. For example, contribution for pilgrimage and towards festive period, etc. Member deposit in installment every month to get accumulative return on maturity. Target Savings is available for a minimum period of 4 months.

Monthly Income Plan: Is a product where member have to invest upfront to get the return every month till the end of the tenure of the respective Monthly Income plan. Tenure range from 9 months, 12 months and beyond. with competitive returns rate

Ceridian Double Scheme: Is a product where depositor/member contribute for a minimum of 180 days (6 months) and get two times of his/her contribution amount as a loan. Interest rate applicable

Education/School Fees Scheme: Is a product where Parent/Guardian saves for the education of their children/wards in installment for a minimum period of 3 months (A School Term). Minimum of 70% of the needed amount should be contributed while 30% of the needed amount may be gotten as a loan if the parent cannot contribute the 100% of the needed amount. Interest rate, terms and condition apply

TERM Deposit: Allow individuals to fix money for a chosen period of time and gain attractive interest rate

Asset Financing  We strongly believe that our members need not wait till they are able to save 100% of the asset value of their choice before enjoying the asset or converting it to a profitable venture. CAF is a concept of “Buy Now Pay Later” with flexible terms and conditions

Short-Term Credit (STC) STC is a personal loan to member, which is meant to solve urgent personal issues

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